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The Structured Settlement Basics

The Structured Settlement Basics


In these days of some financial uncertainty, many are looking at their cash options to assist the pumping of financial waters over the gills. One such option is the cash-out of an annuity, perhaps as part of a structured settlement, the result of a court decision on an injury case. Holding onto a settlement works when there is adequate cash flow from other sources to meet immediate financial objectives.
But it today’s ‘iffy’ real estate and financial markets, many are taking the option of selling structured settlements for lump sum cash awards seriously. Still others have no option but to sell in the current climate.
The questions that always arise before en into a sales arrangement are: what is my structured settlement; is it legal to sell it for a lump sum; how is the sale conducted; and will I lose an arm and a leg doing it? The basic questions.
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